Complete Savings Review: How Does It Work and Is It Worth Joining?
- 2 days ago
- 4 min read
If you regularly shop online, Complete Savings could help you earn money back on purchases you were already planning to make.
Unlike many free cashback websites, Complete Savings is a paid membership programme. In return, members can earn a minimum of 10% cashback at more than 1,000 participating retailers, as well as a Welcome Reward and a Monthly Bonus.
Here’s how it works and what you should know before joining...
What is Complete Savings?
Complete Savings is a UK cashback programme that rewards members when they shop online with participating retailers.
The process is simple:
Sign in to Complete Savings.
Search for your chosen retailer.
Click through to the retailer’s website.
Shop and pay as normal.
Your qualifying purchase is tracked and cashback is added to your account.
Complete Savings charges a monthly membership fee following any introductory or trial period. The fee and trial terms will be shown during registration and confirmed in your Welcome email, so make sure you read these before joining.
What are the Main Benefits?
1. Minimum 10% cashback
Members can earn at least 10% cashback on eligible purchases at more than 1,000 online retailers.
Cashback is usually calculated on the net purchase value, excluding VAT, delivery charges and other additional costs. Individual retailer exclusions may also apply.
2. Monthly Bonus
Members can claim a Monthly Bonus after making a qualifying purchase through Complete Savings.
The bonus is equal to your monthly membership fee, meaning it can effectively compensate for the cost of membership - as long as you remember to claim it.
To qualify, make an eligible purchase through Complete Savings, visit the Earnings page and select Claim Now. Your claim must be made within 30 days of the purchase.
3. Welcome Reward
New members may also receive a one-off Welcome Reward. The requirements depend on the retailer through which you joined. Some rewards are applied automatically, while others require a second qualifying purchase from the same retailer.
Your Welcome email or Membership Details will explain exactly what you need to do.
4. Voucher codes and additional offers
Complete Savings also offers voucher codes and selected in-store cashback opportunities, giving members additional ways to save.
Retailers and offers change regularly, so check the website for the latest information before shopping.
How do you sign up for Complete Savings?
Complete Savings is normally offered after making a purchase with one of its retail partners.
You may see a Complete Savings banner on the retailer’s order confirmation page. Click the offer and follow the registration instructions, taking care to review the membership fee, trial period and terms before joining.
Membership is available to people aged 18 or over who live in the UK.
Which brands can you shop with?
Complete Savings works with more than 1,000 retailers across categories including:
Fashion and beauty
Electricals and technology
Food and everyday shopping
Home and garden
Travel and accommodation
Entertainment and leisure
Brands previously promoted by Complete Savings include eBay, Argos, Morrisons, Expedia, TUI, Lookfantastic, Clarks and AliExpress.
Participating brands and cashback rates can change, so always check the current retailer list after signing in. You should also read the retailer’s special terms, as certain products, customers or payment methods may be excluded.
How do you earn cashback?
To earn cashback on an online purchase:
Sign in to Complete Savings.
Find your chosen retailer.
Check the cashback rate and any special terms.
Click through to the retailer’s website.
Complete your purchase as normal.
Make sure cookies are enabled and complete your purchase in the same browsing session. Avoid visiting another cashback website, voucher website or search engine before paying, as this could interfere with tracking.
Purchases made through a retailer’s mobile app may not qualify unless stated otherwise.
How do you receive your cashback?
Your purchase should appear on the Earnings page after it has been tracked. If it hasn’t appeared after five days, you can submit a missing transaction claim and provide your order confirmation.
Once you have at least £5 available, you can request a transfer to your registered bank account through the Payments page.
Cashback can take up to 90 days to be validated, depending on the retailer. Travel cashback is normally confirmed after the trip or stay has been completed.
Members can earn up to £250 cashback per calendar month from qualifying online and in-store purchases.
My experience with Complete Savings
What stood out to me most was the minimum 10% cashback rate. I already shop with several of the participating retailers, so I didn’t need to change where I shopped to take advantage of the programme.
I found the process straightforward, although you do need to remember to start every purchase through Complete Savings and claim your Monthly Bonus each month. Setting a monthly reminder would be a good idea.
As Complete Savings charges a membership fee, it may not suit someone who rarely shops online. However, regular online shoppers who use the participating retailers and claim their Monthly Bonus could potentially make worthwhile savings.
Is Complete Savings worth it?
Complete Savings is likely to offer the most value to regular online shoppers who use its participating retailers and remember to claim the Monthly Bonus.
The minimum 10% cashback rate is attractive, but it is still important to consider the monthly membership fee. Before joining, check that the programme includes retailers you genuinely use and that you are likely to take advantage of its benefits regularly.
As always, cashback should be treated as an extra saving, not a reason to spend more than you originally planned.
Find out more: Visit the Complete Savings website
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